Bret's poker winnings are stolen from the local bank, and he learns that the saloon he now owns has a quite considerable mortgage that has come due. Getting no help from the newly elected sheriff, who believes the days of the old west are over, he has no choice but to take off after the bank robbers on his own.

Tom Guthrie's plan to hide his wounded friend, Billy the Kid, from a vengeful U.S. Marshal at Bret's ranch threaten to spoil the ex-gambler's barn-raising.