With fewer people describing themselves as British and polls showing separatist movements on the rise, Julie Etchingham asks just how much danger the centuries-old Union is in. Using exclusive polling of English, Scottish, Welsh and Northern Irish voters, Julie discovers why so many people have lost interest in the Union, and explores whether the United Kingdom is on the brink of a break-up.

Squirrelling away cash in savings accounts was the norm for generations. But after years of low interest rates and easy credit, for many those days are gone.