Julia Somerville, Angela Rippon and Gloria Hunniford look at how people can ensure they are protected if something goes wrong while on holiday. A surprising exclusion from many travel insurance policies is revealed, and there is a look at whether those with mental health conditions are discriminated against when taking out insurance. Additionally, Simon Calder has tips for visiting St Petersburg.

Angela Rippon, Gloria Hunniford and Julia Somerville unravel some of the mysterious charges viewers have been hit with either during or after their holidays. Among the stories, the surprising loophole that means that even now data roaming charges have been scrapped in Europe, you could still end up with a much higher than expected mobile phone bill next time you pop over the Channel.

Also, the hidden costs of hiring a car abroad, and, after returning holidaymakers have received threatening letters - and even FINES - from courts overseas, what to do if you find yourself caught up in a foreign legal system, through no fault of your own.

Plus travel expert Simon Calder has money-saving tips for an increasingly popular city-break choice.