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While birdwatching with Phyllis, Robin sees a couple discard some old clothes, strike a man over the head, and force him into their car. He tries to follow them but loses their trail. Later, while searching for the discarded clothing, he is shot at. Angered by the attack, he becomes determined to get to the bottom of the mystery. His investigation uncovers a gang that has been defrauding insurance companies by passing off the bodies of people with no friends or connections as those of insured individuals, allowing them to collect payouts on multiple policies. Robin catches up with the gang just in time to save their next intended victim: a girl who is to be passed off as the wife of one of its members.