In this follow-up to "Lucky Stiff", Greta, who has already murdered to avoid sharing her first husband's lottery winnings, devises a plan to rub out her current husband. Later Greta finds out a deep, dark family secret when her sister Peggy drops in with her new husband for a surprise visit.

After Kim leaves her job to pursue her dream of writing a novel, her husband, David, convinces her to make an erotic recording on a 976 number to bring in extra cash. But Kim starts to have a mental breakdown when an obsessed caller begins murdering. Meanwhile, after reading Kim's manuscript, David wonders if Kim has herself assumed the murderous, sexually deviant personality of the heroine of her novel.