When Nick is hurt playing a game of touch football and Jess discovers he doesn't have insurance, she brings him to her doctor friend - an OB-GYN. The gang rallies together and Nick evaluates his life when his seemingly innocuous back injury may prove to be more serious than thought.

Jess reluctantly dates the wealthy father of one of her students. Meanwhile, Nick attempts to buy a new cell phone and Schmidt and Winston get ultra-competitive playing bar trivia.