Jess struggles to keep the loft's Secret Santa gift exchange afloat. When Winston believes his online gift order for Cece won't be delivered in time, he and Schmidt must endure going to an actual store to find a replacement gift. Meanwhile, Reagan surprises Nick, who helps makes Jess' Christmas one to remember.

When Jess insists on covering Robby's medical bill, she is stunned after finding out the total and goes to extremes to find a way to help pay. With Schmidt and Winston's help, Cece attempts to get her new modeling agency off the ground (and out of the loft), but is discouraged when her first client is inspired to change career paths. Meanwhile, Reagan puts off reading Nick's new novel.