Ricky hires a business manager (Charles Lane), and Lucy finds him tighter with money than Ricky. After Lucy gets several months behind in all the bills, Ricky hires Mr. Hickox, a no-nonsense business manager who puts her on a strict budget. Lucy comes up with a scheme to get some extra money that soon has her rolling in cash.

Lucy cries wolf once too often when she decides to see whether Ricky would come to her aid in an emergency. He assures her that he'd rush home from the club "between the 'baba' and the 'lu' " if she were in danger, but that's not enough reassurance for her, and soon she's in a precarious position.