Uncle Charley and Barbara suspect that Chip and Polly are becoming serious about one another. Polly, unhappy at home because of her father's strictness, is afraid of losing Chip because of her parents' meddling. She asks Chip to elope, and taken aback, he asks his father for advice.

Chip delights Polly with an expensive locket for her 18th Birthday and after their vague conversation, he thinks he's agreed to go steady, but Polly tells her mother that she has become engaged. Perturbed by her husband's probable reaction, Mrs. Williams arranges a luncheon to judge the seriousness of the matter.