Gary is desperate to get 100K to pay back Jeremy, while Xanthe has a crisis of confidence about her VCE exams. Dipi tries to prove her innocence and protect her sister, while Paul investigates Dr Robs background to make sure hes safe for Amy. Meanwhile, Dr Rob has a surprise proposal for Amy.

Chloe is tempted by Pierces proposition to take their arrangement beyond just non-contact paid dating, but ultimately backs out. Gary is forced to hire Nance, but Sheilas meddling leads to a fight and the deal is off. Xanthe offers to sacrifice her uni placement to help Gary, but Amy hands him her bonus instead.