Ramsay Street residents come together for a Christmas concert, while Paul has a reckoning with a dead relative, Susan receives a mystery gift, and Bea is nervous about performing. Emotions run high as the residents prepare for the concert and Christmas morning sees Susan in a reflective mood.

Terese faces further heartbreak, Leo struggles with his new relationship, and Susan is shocked by Finns past. Leo moves in with Paul, but is still torn over his decision. Delaney tries to drive a wedge between Leo and Terese, while Susan and Karl learn about Finns difficult past.