A financial advisor called Nigel Wheeler arrives in Aidensfield and tries to sell the villagers insurance. Nick is sceptical, and when Jo's father becomes involved in Wheeler's business, Nick decides to do some digging into Wheeler's past. Meanwhile, Greengrass, Ventress, George, Gina and Blaketon all receive poison pen letters threatening to reveal hidden secrets from their pasts, but who sent the letters and why is a strange man stalking councillor and recently widowed Joyce Jowett?

It's Christmas, and preparations are underway for the traditional nativity, with Ventress as Santa. Greengrass is busy selling geese to the locals. But when he sends David off to collect more, a snowstorm strands him, Bellamy and Ventress in the middle of nowhere and causes a bus filled with elderly people to crash. On the other side of the village, Nick and Jo have their hands full with a plane crash, a pregnant woman who goes into labour and a fugitive.