President Biden recently announced a three-part plan to provide more breathing room to America's working families as they continue to recover from the strains associated with the COVID-19 pandemic. This plan offers targeted debt relief as part of a comprehensive effort to address the burden of growing college costs and make the student loan system more manageable for working families. The Education Department has indicated that around 8 million federal student loan borrowers who already have their income information on file with the Department will be eligible for automatic student loan forgiveness. However, this announcement kicked off a nationwide debate. Supporters praised the act as a landmark move to wipe out millions of student loan debt, while critics say the plan will increase inflation and does not address the underlying problem of soaring higher-education costs. Dr. Phil speaks with people on both sides of this issue. Inez Stepman, senior policy analyst at Independent Women's Forum (IWF), says it's not fair for taxpayers to be stuck paying someone else's debt. Economic Sociologist and Professor Charlie Eaton says loan cancellation will be life-changing for low/moderate income students. Neal McCluskey, director of CATO Institute, Mark Kantrowitz, policy expert, Holly Taylor, an attorney whose video of her student loan outrage went viral, and James Cowart, a college graduate who says he will benefit from Biden's student loan plan, weigh in on the debate. Is Biden's plan raising living standards or adding fuel to inflation? Helping lower-income Americans or supporting the rich?

You've seen the headlines about student athletes being accused of sexual assaults and other egregious acts -- but are athletes being supported and protected by universities? Dr. Phil meets two women who claim they were sexually assaulted by college athletes and say there is a big double standard when it comes to athletes accused versus typical students. Bailey claims she was sexually assaulted by three basketball players but claims they were protected by the university. Then, Teresa says she knows firsthand the double standard when it comes to athletic preferential treatment because, even though the person who assaulted her was convicted, served time, and had to register as a sex offender, he was allowed to return to the field and was hailed as a star for another university. Plus, when an attorney claims athletes are the victims and their notoriety makes them easy targets for false accusations, he sparks an emotional debate.