A 911 call comes in from the quiet luxury neighborhood of Ponte Vedra; a husband reports the kidnapping of his wife; the FBI races against time in the hope of locating the mom-of-two alive, but this case takes agents by surprise.

In Connecticut, an employee arrives at his bank with a bomb strapped to him, claiming he will die if not given money; in Tennessee, bank employees begin robbing their own banks, each claiming they have been held hostage and forced into the crime.