Joe works out an alternative payment plan when he begins dating the mom (Krista Allen) of one of his students, which unintentionally earns him a reputation among the other mothers in the neighborhood as a tutor-prostitute.

Once there, they meet Joe's colorful mother Gloria, his sister Theresa and the formidable Sofia. Sensing something is amiss with her grandson and his "wife," Sofia resorts to trickery to see them repair their marriage by any means necessary. What started out as a silly ruse soon makes a wrong turn, and leaves Joe and Mel confused as to where they stand with each other.