The Judge rules on two cases in this episode. In the first case, a woman loans 10K to a new friend to support his supplement business; he claims it was an investment in a plan to sell 'happy pills' at festivals. Up next, a single mother with four children and good credit sues for 10k when her stepfather reneges on a car deal. She is left with payments for 2 vehicles and a dwindling credit score.

When a young man is caught cheating three times, he is expelled from school. His steadfast father reverses charges for his son's tuition and is now faced with a lawsuit by administration for doing so.