Tonight, Dr. Phil will speak with hard-working Americans and hear how they claim they are struggling to survive due to an inflated cost of living. Dr. Phil will speak with Jade, young woman who says when her landlord raised her rent, it priced her out of place to live. Find out why Jade says the only way she could save money to get ahead was by moving into her car and becoming part of the working homeless. Dr. Phil will also speak with young married couple, Morgan and Justin, who claim the rising cost of "everything" has made their over $100,000 dollar income not enough to survive on. Dr. Phil will also meet Isaac, who says the small business his family built with their blood, sweat, and tears was crippled by inflation and forced them to close their doors for good. Plus, things heat up when Dr. Phil introduces Anton, an entrepreneur and real estate investor who says laziness and self-inflicted wounds cause people to go broke, NOT inflation.

Tonight, You or someone you know is about to "Download Danger!" According to the Federal Trade Commission, in 2023, one-point-one-four BILLION was lost in Romance Scams! But, hey, you're pretty savvy, and you're not even looking for love. You know your way around a keyboard and can sniff out a scammer, right? Guess again… because the scammers we're talking about tonight are using Artificial Intelligence and Crypto Currency to separate you from your cold, hard cash. Lucy discusses her budding but troubling online relationship with a man named "Kane." What Lucy didn't realize is that scammers were using A-I to bring a stolen identity to ‘life' and prey upon Lucy's trusting nature.