Rachel prepares to move in with Ross. Ross is asked to give a lecture at NYU. Phoebe's psychic tells her that she will die before the end of the week. Joey discovers his SAG health insurance has lapsed due to his lack of work.

Chandler and Monica are moving in with each other, which means Rachel is moving in with Phoebe, and Joey will be without a roommate. Meanwhile, Ross doesn't want to help with the packing so he stays at home with Ben, or so they think. Joey doesn't know how to live by himself, so Chandler decides to "lose" money to him in various games.