Monica and Chandler decide to move in together, leading Rachel to believe that all three of them will be roommates, and Monica doesn't want to tell her the truth. Meanwhile, Ross tries to keep Rachel from learning that their marriage hasn't been annulled.

Rachel prepares to move in with Ross. Ross is asked to give a lecture at NYU. Phoebe's psychic tells her that she will die before the end of the week. Joey discovers his SAG health insurance has lapsed due to his lack of work.