To go out with hot guy named Carlos, Kelly bribes the reluctant Bud to keep company for Carlos's cousin Esmeralda by offering Bud a date with Fawn. Fortunately for Bud, Esmeralda turns out to be quite hot. Meanwhile, Al and Peg take Ephraim and Peggy's unseen mother to a marriage retreat.

Al buys a satellite dish from a discount store and he and Jefferson insist on installing it themselves. Bud is turned down for a loan at every bank in Chicago and borrows money from Vito, a mobster. He uses the money to finance an exercise video staring Kelly and a Latino hunk named Rafael. But Kelly and Rafael get into a fight over who will star in the video, promoting them to storm off to their dressing rooms. Then Bud learns that Vito is dangerous and want's the video completed on time.