Al has finally saved up a lot of cash to buy his family a ton of presents they want this year. Unfortunately, a mob of late customers in the shoe store prevents him from getting to the bank and retrieving the money he needs.

Al desperately tries to fix the house's leaking roof during the weekend of a long rainstorm. But each time Al falls off the roof, it makes Peggy and the kids wonder if he's too stupid or too cheap to call a roofer to do the job. Meanwhile, Steve lands another job at a pet store in which Marcy suffers side affects after getting bitten by a venomous guinea pig.