Using their tax refund money, Jefferson and Al bet heavily on a college football game that they are guaranteed to win. But that's before Trumaine's prized, not-so-bright quarterback Chad, who is being tutored by Bud, falls in love with Kelly, whom she pleasantly distracts from his training. Al must find a way to keep them apart at all costs after he finds out that other shady parties have also bet heavily on the game as well.