When Nathan Ford, a former insurance company investigator, is approached by a man asking him to help retrieve some stolen airplane designs, he is dubious. When he finds out that the job requires him to supervise and maintain control of three known thieves that he himself caught in the course of his insurance investigations, he's more than dubious. However, the job offers him the opportunity to get some of his own revenge on the insurance company that allowed his son to die, so he takes it despite his misgivings. After they steal the designs, the team discovers they have been double-crossed and must figure out how to return the property to the rightful owner.

After a Wall Street broker sets fire to his stable, killing his underachieving racehorses in the process, the team visits Kentucky to help the heartsick trainer, Eliot's high school love, who lost everything.