After falling into a coma during an investigation, Allison's spirit finds its way into the body of a man named Todd Emory. Joe and the kids have to adjust to living with Allison's spirit in the body of Todd, who insists on living with them.

While Allison is coping with Joe's job relocation to San Diego, she dreams about and then subsequently meets a bank teller named Ms. Boddicker who predicted a robbery at her bank.