When Reba goes out to lunch with a friend to celebrate her upcoming divorce with a friend, she discovers her credit card is declined. Upon investigating, she learns that Brock is letting Barbara Jean use the same card as Reba uses and ran up a lot of debt for their upcoming wedding. Meanwhile, Cheyenne and Van discover Kyra skipped school and decided to use that bit of information to blackmail her to do chores around the house.

Reba returns to work but is fired when advice to a teen couple is misinterpreted as endorsing premarital sex.