Dick wrecks the family car while driving with Mary and trying to use his cell phone. Because the Solomons don't have insurance, they can't keep the car and Dick hires a rental. The rental has a lot of gadgets Dick absolutely adores, but nonetheless the Solomons start to miss their good old Rambler. Meanwhile, a slick insurance salesman tells Harry to get insurance.

Dick decides to have plastic surgery when he talks himself into believing he needs to be more good looking. Sally feels bad that she is so plain and feels that Officer Don is dating her out of pity. Harry, meanwhile, is chuffed when the surgeon tells him that his face is perfect.