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Money is tight and they don't have the money to buy sugar. Neville unsuccessfully approaches the bank for an overdraft. An old friend of Neville's father offers to give him the money but Neville must marry his daughter.
Neville owns a Blackpool fish and chip shop when he is brought the news that his father has just died and left him Littlehampton rock factory. He is now a part-owner of the factory but it is running at a loss and the bank wants its money.
Neville looks for a way to increase sales and decides to have a cross-channel swim to publicise the company. He organises a training session down at the sea but it turns out none of the staff, including Neville, can swim.