A group of ex-soldiers rob a bank but the heist goes wrong and they end up in the bank taking hostages. The situation in the bank makes a turn for the worse when police turns off electricity and Wolf threatens to kill a hostage.

The new FBI negotiator has no intention of giving into more demands, Wolf is trying to get a birthday cake for one of the hostages. The negotiations with the rich father of one of the hostages turn out bad and another hostage masked as HT gets shot.