Chris gets frustrated when John repeatedly refuses to hold up his end of a conversation; Linda claims that she has met "the one," but she soon gets a big surprise; and Hector tries to persuade Jake to invest in his latest get-rich-quick scheme.

John's office and the diner are overrun with homeless people after a nearby residential-care facility is closed, so John goes to city hall to complain. Also: Jake receives a large check from his late grandma's estate and must decide what to do with the money.