Cresta Cabs is in financial difficulties after Dexter stole money from the company. His wife Tina loses her house and shows up on Sam's doorstep, interrupting an intimate moment with Reen. Cambridge is tricked into skinny dipping by two female passengers who take his clothes and mini-cab.

Reen learns about Sam and Tina. Upset about Phil's debt, Chrissie takes the kids to her mother's. Phil accepts an offer to work as a driver to Mr. Eugene, the businessman whose wallet he returned. Marlon is taken advantage of by a girl and her friends.