While on patrol, Reed stops into the local bank to pay a loan - and walks right into a bank robbery. Two hardened criminals with nothing to lose learn that Reed is a police officer and decide to take him hostage as a bargaining tool. Malloy and Mac are forced to come up with a drastic way to save Reed's life and foil the criminals.

Reed's sprained wrist puts him on office duty while Malloy breaks in a rookie partner. A bomb threat and Brinkman firing a shotgun at the station adds to the excitement.