The syndicate return home to find an unexpected welcome party waiting for them. Jake has to decide between Georgina and Keeley, and Frank's deceit catches up with him.

With their return flight fast approaching, the syndicate make the biggest gamble of their lives to win their money. Colette is forced to re-evaluate her relationship with Richard.

The syndicate desperately try to rush Roxy to hospital before she loses her unborn baby. But they are horrified to discover that her emergency medical treatment is hugely expensive. Unless they can find the money to pay it off, Roxy won't be allowed to leave the country.

After hours of searching Monaco, the syndicate have tracked down Frank to his hotel. Now is their chance to force him to admit that he stole their ticket! But before they can get a confession from Frank, security shows up and throw them out of the hotel.

The syndicate know where Frank is, but they also know he's not going to confess easily and now he knows they're on to him too. Have they come all this way, and spent all this money, just to fail now?

Keeley and the syndicate tell Mercury Millions that they are the real lottery winners, not Frank. But without their ticket, they have no proof. How are they ever going to convince anyone that they are the real winners?

It's Keeley's birthday and she could really do with some luck today - she's defaulted on a payday loan, and the debt collectors are already knocking on her door demanding she pays off the £425 she owes. With nothing in her bank account Keeley needs to think of a way to get the cash and fast - and winning the lottery would certainly solve all Keeley's problems!