An Asian terrorist threatens to release a deadly nerve gas in New York City if he is not given $10 million. Michael is chosen to be the courier, but he's not sure if he's ready to handle the assignment. Meanwhile, Roger persuades Lisa to help him search for a strangely familiar homeless man.

When Michael learns that Lisa must sell her house because she is broke, he tries to persuade Spence to pay her the insurance money she is entitled to receive---or else.