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Kris finds herself riding in a race against Wildfire, Junior puts his club on the line in a bet, and a major accident occurs, for which Kris blames herself.
Kris receives a threat and must ask Ken for help, and Matt learns about an insurance scam involving his former clubs.
A few home truths are revealed when Kris, Junior and Matt find themselves trapped together at Davis Farm during a storm, and Ken is arrested for fraud.