Matt and Garry face down a nightclub owner's aggressive friends. Max and Paul work with a professional cyclist whose career is in the balance.

Matt and Garry incur the wrath of a man whose former girlfriend wants to recover the money he owes her, a mother is shocked when she is asked to cough up several thousand pounds to cover a loan she guaranteed for her son, and a taxi company tries to hide its debts by moving into a different line of business.