Gary and Cona face a debtor's ex-partner trying to intimidate them in West London, and seize cars from a dealer's forecourt to cover money owed to a customer. Matt and Garry meet a grandmother in shock at the size of her debt, and uncover an audacious lie at a Birmingham childcare nursery.

Tempers start to fray as Stewart and Elmor try to evict a tenant from a property in Manchester, the licensee of a pub tries to cut a deal with her new landlord over a debt, and a car salesman is not happy about coughing up to a dissatisfied customer.