As we gear up for Christmas, Panorama asks if the UK's supply chains will be able to deliver in time. Reporter Jane Corbin goes on the distribution front line to hear from companies struggling to find enough HGV drivers to move essential foods around the country and speaks to farmers who fear their crops will be left to rot if they can't find enough workers. With wages rising and the recent hike in energy prices putting pressure on costs, the programme analyses household bills and asks whether families are facing a New Year hangover.

Ellie Flynn investigates the Buy Now Pay Later market's close relationship with retailers and asks if enough is being done to protect customers from ending up with big bills they can't afford.