Secret filming is the undoing of a greedy opportunist attempting to grossly exaggerate his personal injury claim, and sparks fly when a claim for a solitaire diamond isn't as clear cut as the claimant would have insurers believe. CCTV proves to be the ultimate eyewitness when an umbrella in a pub garden is accused of being drunk and disorderly, a claim for a mobile phone turns into a family affair, and insurers deal with a rear-end shunt that has plenty of twists and turns.

Information embedded in digital photos of items stolen in an audacious robbery reveals that things aren't quite as the claimant would have his insurers believe, while a careless cyclist is left reeling after a bust up with a bus. One claimant tries to run rings around their insurer with a claim for lost jewellery, undercover filming reveals one man's injuries aren't as debilitating as he's claiming, and in the USA a murder case leads to the discovery of a love triangle and a sickening plot for an insurance pay out.