Life for three generations of the Christie family is thrown into disarray when a disastrous get-rich-quick scheme threatens to ruin the family business. Single-mum Kate Christies life gets even trickier when a mysterious business rival enters her life. Meanwhile, her parents dream holiday is threatened by an unexpected test.

Rick returns to the business, only to discover Matt has taken his place. Kate and Matt work together to investigate the deaths of a couple in a car accident, and Kate ignores Lily's advice to tell her parents the truth about their financial situation.