Today, a dramatic rescue by the Royal Navy saves the lives of 14 people on board a yacht that's lost its mast in a mid Atlantic storm. And a schoolgirl sees her mum's car on fire at the school gates and fears she's still inside.

Today, two workmates leap into a harbour to save a drowning man, a mum falls asleep at the wheel on her way home from work, and a hiker captures an alarming moment when a cliff collapses in front of her.