Zach and Cody have been spending way too much money which causes them to get grounded. But when they learn a celebrity couple are holding their wedding at the Tipton and that if someone can get a picture of the kiss they get $20,000.00, Zach and Cody will have to use their sly ways to sneak in and get the picture to pay off their moms bill. Will they succeed?

Zack and Max enter a dance competition, making Cody feel that Zack is better than him at everything. When Zack hurts his ankle by jumping on the bed, Cody has to step in for him, learning to appreciate his own abilities. London lends Maddie money for her parents, but then uses Maddie's indebtedness to exploit her ruthlessly.