When Roger discovers that someone has maxed out his credit card, he is certain it is identify theft and is determined to bring down the crook. After playing "Matlock" for a few days and dishing out some street justice, he realizes things are not quite right and seem all too familiar. Meanwhile, the rest of the Smith family gets sucked into a mean game of Simon.

Stan becomes jealous when he finds out Francine was once engaged to a pilot whose plane crashed. Little does she know that her lost love is still alive, but Stan and Roger track him down, Francine is forced to decide between the two men.